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The Seller Finance Playbook
How Northern Colorado Multifamily Owners Are Walking Away With $297,000+ More Than a Traditional Sale.
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$297,000
more over 7 years
On a typical $460,000 Northern Colorado 4-unit property, seller financing with 10% down at 6.5% interest nets ~$668,000 over 7 years vs. ~$370,900 after a traditional sale. That's the case study inside the guide — real numbers, real structure.
What's Inside
- ✓Why traditional sales are quietly costing you $100,000+ — the commissions, capital gains hit, and rate squeeze explained
- ✓How seller financing works in plain English — step by step, legally sound
- ✓The real numbers: a Northern Colorado 4-unit case study with full comparison table
- ✓Zero down payment structures — when they make sense and how to protect yourself
- ✓The 5 most common seller objections — answered honestly
- ✓How to tell if your property qualifies in under 2 minutes
- ✓What the deal process actually looks like from first call to monthly check
The 7-Year Comparison
Based on a $460K Northern Colorado 4-unit. Free & clear, held 10+ years.
| Traditional Sale | Seller Financing | |
|---|---|---|
| Sale Price | $460,000 | $480,000 |
| Agent Commissions | − $27,600 | $0 |
| Upfront Tax Hit | ~ $57,000 | $0 (spread over time) |
| Down Payment | N/A | $48,000 |
| Monthly Income × 84 mo. | $0 | $2,731/mo ($229,365) |
| Balloon Payment (Yr 7) | N/A | ~$390,600 |
| TOTAL | ~$370,900 | ~$668,000 |
Get the Full Guide
All 7 sections, the full case study, objection answers, zero-down structures, and deal timeline. Free PDF.
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Free, no-obligation analysis. We'll model 2–3 seller finance scenarios for your specific property and show you what you could walk away with — before you make any decisions.